Black Ledger – Country Profile

Explore Strategic Jurisdictions for Tax Optimization, Residency, Banking, Business Formation, Wealth Protection & Quality of Life

Reputable Jurisdiction
Territorial Tax System

Grenada

Grenada offers a respected citizenship-by-investment (CBI) program with a unique twist: it’s the only Caribbean CBI country with a visa-free treaty with China. The passport allows visa-free access to 140+ countries and can be obtained through donation or real estate. While not a financial center, Grenada imposes no tax on foreign income for non-residents and offers potential residency paths. It’s strategically useful as a passport and travel flag, and can complement offshore structures when layered with a primary tax residency elsewhere.

Tax System

Tax System Type
Territorial
Zero Tax
Personal Tax (Top Rate)
0%
No personal income tax
Effective Tax Rate ($250K)0%
Corporate Tax38%
Capital Gains Tax0%
Dividend TaxNone
VAT/GST15%
Wealth TaxNone
Inheritance TaxNone

Foreign Income Treatment

Foreign-sourced income is tax-exempt.
Tax Treaties14
Substance RequirementsLevel: Minimal
Offshore businesses have low reporting requirements
Pension TaxationModerately Favorable
Expat retirees generally benefit
Tax Note
Grenada’s CBI program enables indirect U.S. access via the E-2 treaty—a rare and strategic benefit. The jurisdiction applies no tax on foreign income, offers strong privacy, and provides straightforward incorporation. While not a premier planning center, its value lies in its visa strategy and simplicity.

Residency & Citizenship

Available Programs

Citizenship by Investment
Business

Investment Requirements

Standard Investment150,000
Program TypeCitizenship by Investment
Additional CriteriaProperty 220,000

Residency Requirements

Tax Residency CriteriaPrimary: Citizenship Investment
Physical PresenceRequirement: 0CBI Program
Digital Nomad VisaAvailableDuration: 2 YearsIncome requirement: $50,000 per year
Family InclusionYesSpouse: Yes, Children: Any Age, Parents: Yes

Path to Citizenship

Available PathYes
TimelineTimeline: 3 to 6 monthsVia: CBI
Dual CitizenshipYesNo restrictionsDual citizenship permitted via investment

Expert Analysis

Score: 6/10

Grenada offers citizenship by investment starting at $150K (donation) or $220K (real estate), with the significant advantage of E 2 treaty access to the US. This unique combination allows investors to obtain both Grenadian citizenship and the ability to operate businesses in the US. While citizenship includes residence rights, the small island infrastructure makes permanent residence practical only for lifestyle focused individuals.

Strategy Considerations

CBI program with E 2 Visa access to the US
Territorial taxation
Strong passport benefits.
Limited Banking
Bureaucracy
CBI benefits but small financial sector

Ideal For

Best Suited For

HNWIs

Tax optimization & wealth preservation

US Market Seekers

Asset protection & banking privacy

Entrepreneurs

Global business operations

Investors

International mobility

Special Note: E2 Visa access to US
Less ideal for: Those looking for a fully tax-free jurisdiction or stronger banking options.

Strategic Implementation

Flag Theory Scores

7
Tax
6
Residency
8
Asset Protection
6
Banking
4
Business
5
Lifestyle
7
Investment

Real Estate Investment

Average Rental Yield
4%6%

Strategic Support Costs

Residency
$4,000 – $7,500
Banking
$2,000 – $5,000
Tax Planning
$5,000 – $9,000
Business
$3,500 – $7,000
Trust Setup
$9,000 – $16,000
Full Implementation Package$23,500 – $44,500

Investment Note

Grenada’s citizenship by investment program through real estate (minimum $220K) is the primary investment driver. Approved developments can provide moderate yields (4-6%) from tourism, though hurricane risks and seasonal fluctuations create volatility. The E-2 treaty investor visa access to the US creates unique value not found in other Caribbean CBI programs.

Banking & Asset Protection

Banking Score

6/10

Banking quality, accessibility, and international integration

Asset Protection Score

8/10

Legal frameworks for preserving and protecting wealth

Banking Privacy

3/5

Moderate

Key Features
  • Client confidentiality protection
  • Limited domestic information sharing

Non-Resident Account Opening

Accessibility: Easy
Requirements: Passport, Investment Program, Documentation
Remote Opening: Partial
Minimum Deposit: $2,500
Processing Time: 1-2 Weeks
Documentation Level: Moderate

International Banking Features

CRS & FATCA Participation:Partial

Not fully transparent but CRS applies selectively FATCA exemptions exist

International Transfers:Easy

Moderate offshore banking hub no major forex controls but under more scrutiny

Multi-Currency Accounts:Yes

Offshore accounts offer multi currency but higher fees than major hubs

Crypto Friendly:Yes

No explicit restrictions on crypto crypto business registration possible

Private Banking

Minimum Amount: 500,000
Currency: USD
Special Notes: Developing financial sector increasing private banking initiatives
Deposit Protection Limit: $200,000 USD

Asset Protection Structures

Trusts:Yes Recognized

Type: Asset Protection Trust

Foundations:Yes Available

Type: Limited Recognition

Features: Caribbean Jurisdiction

Strategy Insights

Banking Strategy

Grenadian banking offers Caribbean flexibility with reasonable international connectivity. Account opening typically requires citizenship or business connection to the island. Banking services are adequate for basic offshore functions, though correspondent relationships face increasing scrutiny. USD accounts are standard with reasonable transfer capabilities to major markets.

Asset Protection Strategy

Grenada provides strong asset protection through its offshore structures and international business companies. The jurisdiction’s limited recognition of foreign judgments and specific statutory protections create significant barriers for creditors. Trust legislation includes firewall provisions against foreign orders, though not as comprehensive as top-tier jurisdictions.

Key Statistics & Lifestyle

Lifestyle & Community

Expat CommunitySmall
Climate
Tropical
Immigration ClimateWelcoming
Focus:Citizenship By Investment
Processing:Fast
Requirements:Financial Only

Grenada offers Caribbean charm and U.S. access via E-2 visas, but infrastructure and services remain modest. Healthcare and education options are limited outside a few zones. It’s ideal for passport holders or seasonal users, but less so for families seeking high-end year-round relocation options.

Safety Profile

Overall SafetyHigh
Political StabilityMedium
Stability Factors:
  • Political Stability
  • Investment Growth
Risk Factors:
  • Hurricane Vulnerability

Safe for visitors and investors

Cost of Living

Relative to NYC (=130)65

Affordable

Quality of Life

HealthcareGood
System:Basic public, Available private
Expat Access:Private only
Insurance:Mandatory
Medical Tourism:No
International SchoolsLimited
Curriculum:British American
Languages:English
Availability:Very Limited
Cost:High
Admission:Limited Places
InfrastructureMedium
Strengths:
  • Tourism Growth
Weaknesses:
  • Hurricane Vulnerability Limits Long Term Investment
Global Airport ConnectivityLimited
Hub:Maurice Bishop International Airport
Connectivity Notes:Tourism Only, No Business Hub
English PrevalenceWidely Spoken
Usage:Business, Tourism
Notes:English dominant, Local dialect variations

Business Structures

Corporate Tax Rate38
ExemptionsTax Reduction
Exemptions: Investment incentive
Special RegimesAvailable
Notes: Reduced tax in SEZs and pioneer industries

Business Formation

TimelineMinimum: 5 days
Note: Simple registration for international business companies
Official Costs3,000 – 7,000
Currency: USD
Note: Offshore registration is affordable but needs local representation
Foreign OwnershipUnrestricted
Note: No restrictions foreigners can fully own businesses and real estate
Local Director RequiredNo
Note: No mandatory local director requirement
Business Environment Score4/10

Available Business Entities

Business Entities
LLC
IBC
Trusts
Foundations
Notes: CBI advantages for US and UK access

Special Economic Zones

No SEZs

Zones: None

Business Environment

Despite tax incentives (zero foreign income tax), Grenada’s business environment faces challenges of small market size and limited infrastructure. Company formation is straightforward (3 5 days) but operational costs can be high for anything beyond digital or asset holding businesses. The jurisdiction is more suitable for holding structures than operational companies.

Last Updated: March 2025Strategic Country Profile: Grenada

About Black Ledger

Professional-grade tax optimization frameworks and strategies for high-earning global professionals, investors, and entrepreneurs.

Our resource hub provides actionable, data-driven guidance for navigating the complexities of international finance.

Scroll to Top
Scroll to Top